Cover has been arranged to protect clubs in respect of claims brought against them by employees who are injured in the course of their employment. This includes claims brought by volunteers, if the volunteer is working on behalf of the club and is injured as a result.
The limit of indemnity is £10m each and every claim (£5m in respect of claims for terrorism).
A copy of the policy wording is available from Howden.
The RFU Affiliated Clubs' Employers Liability certificate can be found here.