What injuries are covered?
You are covered for any accidental injury incurred whilst playing in a competitive match for, or training with, your insured team. No cover is provided for sickness, disease, chronic, ongoing or gradually operating injuries.
Can cover be arranged for individual players?
No, the cost would be prohibitive. Cover is arranged by clubs for specific teams.
How many players are covered?
The policy provides cover for all players training with or playing a match for a specifically insured team (e.g. First XV, Womens XV, Second XV). There is no need to provide names of players; in the event of a claim insurers will ask for confirmation from the club that the injured player was representing the insured team.
Can the cover be changed?
Not at this stage, although if enough teams sign up for the scheme its possible that different options could be added in future.
What happens if I'm injured and need to claim?
If you need to claim you should complete a claim form and return it to Perkins Slade. We will ask for additional information to support your claim, including confirmation from the club coach/physio/first aider as to when the injury occurred. You will also be asked to provide evidence of your earnings in the 13 weeks prior to your injury.
What else do I need to know?
Any claim must be submitted within 8 weeks of the incident date.
Cover will start after you have been unable to work for 28 days and will be paid for up to 13 weeks from that date onwards.
If you're not in employment, cover is limited to out of pocket expenses only (maximum £50 per week)